Review // Lending Works*

ByLisa Jayne 



Now that I’m a homeowner and have to worry about paying my bills etc, money’s a little tighter than it used to be. Where I used to be able to do what I liked with my money, I now have to budget to make sure I can pay my bills and keep food on the table. While I’m doing okay financially, I don’t have a lot of spare money to buy some of the huge parts of furniture I need for the new place. I also don’t have a lot of savings for if something was to suddenly break, or if I’d need to buy a new washing machine. 
As that’s a rather scary thought, rather than spending sleepless nights panicking about it, It’s time to think about my other options. That’s where sites like Lending Works come in handy. Some people have savings, or inherit money, and want to invest it into something where they can receive a decent return on their investment. And peer to peer lending platforms, such as Lending Works, are helping those who need it, being a safe and legitimate way of lending and borrowing money from your peers.




When you lend with a peer to peer lending online, your money is split between a number of borrowers, who have all undergone vigorous checks, minimising the financial risk to yourself. Not only that, but you’re also covered by their insurance, protecting you against missed payments, so no more awkward conversations when your friends can’t pay you back on time.








Lending Works is the only peer to peer lender that currently offers this service, and lending your money over 5 years could give you 6.4&% return on your money. 




Not only can you lend money, but Lending Works is also an affordable way of borrowing. All you need to do is use the loan calculator on the website and input the amount you want to borrow and for how long, and it calculates an estimate of your monthly repayments for you. There’s no fees for over payments or early settlements, making it a lot easier than other borrowing sites. Although it’s worth keeping in mind that this is just a quote, and not necessarily what the repayments will be after the application has been reviewed. 




I think this is a great option if you’re in need of a helping hand, and I’ll certainly be considering it if my washing machine decides to blow up in the future.


*Sponsored Post





	

	





			

			

				

					
Similar Posts
					

						



		

		


			

			
							
		

		
Blogger Jealousy?

	ByLisa Jayne					
											
					



	

		
This is a slightly different post than usual, I guess more of a rant than anything. I’ve seen a lot of negative views written across Twitter in the past few weeks about blogging that’s made me question it a lot.  I started out my blog back in April because I enjoyed reading beauty blogs, and…

	

	
	







		

		


			

			
							
		

		
2/52

	ByLisa Jayne					
											
					



	

		
This week has felt like the longest week ever after having two weeks off for Christmas. Going back to work after so long off seems to have turned my brain to mush, and I seemed to struggle with the first few days at work without my afternoon naps I became so accustomed too. Towards the end of…

	

	
	







		

		


			

			
							
		

		
Mog On The Tyne

	ByLisa Jayne					
											
					



	

		
Having a boyfriend who’s from Sunderland, a lot of our ‘holiday’ time is spent travelling up the A1 to visit friends and family members up there. I enjoy visiting the north, but I do find it very different from down here. They use funny words for one thing. On our last trip up north I…

	

	
	







		

		


			

			
				 | 			
		

		
Best Of 2013 Bloggers

	ByLisa Jayne					
											
					



	

		
I’ve been talking a lot on the blog recently about my Best Of 2013 Products – Hair, Skincare, Body, and Makeup. But I thought it was time I spoke about my favourite bloggers of 2013. A Blog From Blackpool This is a blog I’ve read since I started blogging and a lovely girl to chat to! Danielle always manages to make…

	

	
	







		

		


			

			
							
		

		
Hello October

	ByLisa Jayne					
											
					



	

		
September seems to be a month that came and went before my eyes and already its October, the month of pumpkin spiced lattes and and pretty coloured leaves. I’m looking forward to October, and here’s a few reasons why. New Job Probably the biggest change this month is that I’m leaving my current role on…